Where Family is More Than Our Name
Thinking of purchasing a home or refinancing your present home? You've come to the right place! We offer 15, 20 and 30 year fixed rate mortgages with competitive rates and closing costs with up to 95% financing available. Pre-approval is generally within 24 hours. Call our loan department at any branch for current rates or how to get started.
We now have 5/1 and 10/1 adjustable rate 30-year mortgages that remain here at the credit union. Or inquire about first time home owner loan programs with little or no down payment with qualified credit.
Contact: Linda Carothers (563) 355-7866 IA, OR
Deb Stephens (309) 796-9600 IA & IL
Arrange to pay your Family Credit Union loans with convenient payroll deduction!
Purchasing your first new home but have no idea where to start? Begin with us and our First Time Home Buyers Program.
We’ll provide you with the certified education that will help you understand the process along with a $250 closing cost discount. And don’t forget the federal tax credit for purchasing your first home has extended into 2010. Our mortgage departments are at our Bettendorf and Silvis offices.
(Underwritten by CUNA Mutual Insurance)
Preserve your financial future and make sure you and your loved ones are financially secure. Payment protection coverage provides a valuable safety net by making loan payments in the event of disability or death of a covered member. For your convenience, your premium is included in your loan payments so there's no extra payment to make.
Borrow up to 80% of the equity in your home. Terms up to 180 months. Or use the equity in your home as collateral to pay off high-interest credit cards with a low-interest home equity loan from us. The possibilities are endless!
| Loan | Rates As Low As*: | |||
|---|---|---|---|---|
| 30 Year Fixed | 15 Year Fixed | 5/1 ARM | 10/1 ARM | |
| 1st Mortgage** NOW $275 off Closing Costs! | 4.50% | 3.875% | 4.75% | 5.25% |
| Variable Rate Home Equity Loans | -- | 5.00% | 5.00% | |
| Fixed Rate Home Equity Loans < 60 Months | 5.50% | |||
| Fixed Rate Home Equity Loans > 60 Months | 6.00% | 6.00% | ||
*Rates are stated as annual percentage rates (APR).
**1st Mortgage Rates updated 7/27/10
All other rates updated 7/1/08
